Va Loan Guidelines Child Support

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Child Support & VA Loans: Payments That Can Help or Hurt a ...

    https://www.veteransunited.com/valoans/child-support-payments-can-help-or-hurt-your-va-home-loan-chances/
    Child support in arrears will often have to be paid in full before a VA loan can close. If you are paying child support, be prepared to provide your loan specialist with documentation of this liability such as your judgment, any subsequent modifications and proof of payment amounts.

Chapter 4

    https://www.benefits.va.gov/WARMS/docs/admin26/pamphlet/pam26_7/ch04.doc
    By law, VA may only guarantee a loan when it is possible to determine that the veteran: is a satisfactory credit risk, and has present and anticipated income that bears a proper relation to the contemplated terms of repayment. VA’s underwriting standards are incorporated into VA regulations at 38 CFR 36.4337 and explained in this chapter.

Child Support and Qualifying for a VA Loan

    https://ncfhaexpert.com/va-loans/child-support-and-qualifying-for-a-va-loan/
    Mar 08, 2013 · For Child Support payments to count towards qualifying for a VA Loan, it needs to have been received for at least 12 months.  So, if you just got separated  you’ll need to wait until you’ve received payments for 12 months before we can count that income.

VA Loans and Child Support or Alimony

    http://www.vanewsblog.com/va-loans-and-child-supportalimony/
    Mar 21, 2013 · So the basic rule is that child support and alimony are not required if the borrower doesn’t wish to list them on the VA loan application. However, the borrower can’t get credit for this income when the lender calculates the borrower’s debt to income ratio unless the alimony or child support is disclosed.

Spouse Income and Child Support - VA Loans

    https://www.valoans.com/articles/spouse-income-and-child-support/
    Jul 31, 2017 · However, child support cannot be counted unless it has been declared. Under the law, it's the borrower's decision as the Fair Housing Act forbids lenders from requiring child support payment details. In cases where the spouse is not obligated on the VA loan, the laws of the state may determine whether or not the spouse's income may be counted.

VA Loan Requirements and Guidelines The Lenders Network

    https://thelendersnetwork.com/va-loan-requirements-and-guidelines/
    VA Eligibility Guidelines If you’ve served in the active military for at least six months, or in the reserves or National Guard for six years, or a spouse of someone who meets these conditions, you’ll likely qualify.



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