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https://www.gocompare.com/mortgages/second-charge/
A second mortgage is a secured loan which uses the borrower's home as security. They are sometimes used to raise money if borrowers are unable or unwilling to remortgage, or to get an unsecured personal loan. To get a second mortgage you have to already be a homeowner, but you don't need to live in the property.
https://www.cmmemortgages.com/second-charge-mortgages/
Allowing homeowners to retain their current mortgage at a competitive interest rate, a Second Charge Mortgage or Secured Loan is widely associated as being an option for those who have recently become contractors, people who need to raise funds quickly, property owners with a poor credit rating, as well as those looking to raise capital against their UK property in order to purchase premises abroad.
https://www.charcol.co.uk/news-and-opinions/mortgage-property-blog/a-beginners-guide-to-second-charge-mortgages-15965/
What Are Interest Rates Like on Second Charge Mortgages? Lenders who operate in this space now offer a range of far more competitive products that meet a wider range of individual circumstances. But second charge mortgage rates are higher than traditional first charge mortgages because they pose a greater risk to a lender.Author: Nicholas Morrey
https://pocketsense.com/average-interest-rates-second-mortgage-8100335.html
Nov 27, 2018 · A second mortgage has a higher interest rate than a primary, or first, mortgage. Secondary loans are also referred to as junior, subordinate or piggyback mortgages. They tend to be more expensive for borrowers and difficult to get because of the risk involved.
https://www.whatmortgage.co.uk/second-charge-mortgages/guide-second-charge-mortgages/
Jul 06, 2017 · Second charge loans are also charged at a higher interest rate than a normal mortgage as the lender is taking a higher risk. Although they are often cheaper than unsecured personal loans, you could end up paying more in interest if your credit rating is not very good.
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